Tuesday, June 14, 2011

Buying a house

We picked up Liam from school last Friday and met our realtor and her daughter at the house in Marysville. We went through the whole thing. I definitely felt strong about it; I felt positive. Jon felt really strong about it. Yeah, there are a couple of things I would change: I wanted to immediately change the paint in most of the rooms (liked to color, just couldn't live with it everywhere) and pull out the carpet in the dining/living room and extend the kitchen flooring through those rooms just so there would be a consistent feel tying the kitchen into the rest of the house (as it is very small and located in the dead center of the house). Diana had a couple other homes she wanted us to see since we could qualify for more money now that Dad said he's help us out. It was basically for comparables, a chance to see what more money could get us or what else was out there for $100k. But she wasn't pushing us to go see them; I was the one who said I wanted to go see the Victorian that she said was not too far and really had that "quirky feel I know you guys are into." Jon was serious about writing an offer on the house and frankly so was I. It was going to be easy in our price range and there would be plenty of space for the boys to run around in the front and back, the neighborhood was quiet and friendly feeling. It's a small house but we can definitely start and grow from there.

When we drove up to the Victorian, it was twice as big as the one we just left. There was an elementary school on the way there. As I go through the intersection, Liam shouts "Mommy go dat way," pointing at the park and the playground equipment. Then as I park in front of the house and across the street from the park, he yells "we're hooooome."

I walked in later than everyone else because I had to change Colin's diaper. By the time I went in the door, my husband, realtor, and her daughter were shouting "oh my god, look at this place!" It was beautifully painted, the rooms were large, the energy was uplifting. It's a 3 bedroom/ 2 bath house. It has a formal dining area, a large kitchen, one bedroom and bath on the main floor, a small basement store room, a laundry/mud room, a fireplace in the living room, and the stairs had cute tile facings on the risers. Upstairs was a large landing with vaulted ceiling and skylight, the second bath, a huge master bedroom with a small balcony, and a long third bedroom that was obviously a girly room because of the lavender walls (with green and orange accent walls). Then upstairs (yes, another upstairs) was a fully finished attic loft!!! I even love the orange paint up there. The backyard was smaller than the one on 17th street and there was no lawn. But there were three pergolas, a dove cage, and a fountain. It may be small but it will be aan imaginative yard for the boys to play in (not forgetting the giant big park across the street). Bella said it best when we were looking at the cement slab in the backyard that had glass beads and positive affirmations written in the cement, "someone incredibly creative lived here!" And I couldn't help thinking, and more creative people are going to live here. The house just feels so positive and uplifting and full of great energy. It has the feel that someone alternative was living there.

Our realtor called the listing agent to say we were interested in an offer. It's a short-sale and Friday was the first day on the market; we were the first people to get to see it. She told the listing agent we were a teacher and artist, both very creative, with two small boys. The seller is apparently a nurse (like my Dad) and we are exactly the type of people she wants in the home! It's more expensive and a stretch for our monthly payments but this is a house you can't pass up. So we offered $135k ($2k less than asking) with 3 1/2% down and seller to contribute 3 1/2% to our closing costs. There's only one loan on the house so a short sale might actually be "short." We wrote up a contract and Dad and Jon signed the papers Saturday night.

On Sunday, the realtor sent me a text to say the listing agent thinks the offer is strong and is putting our offer in the primary position, only accepting backup offers just in case ours isn't approved by the bank. Heaven forbid. Today, I got all of my paperwork together and turned into my lender. Now we're only waiting on Dad's paperwork.

It is quite conceivable that we may be homeowners before the end of the summer. :D

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